Crypto that moves
with real life

Receive supported crypto, protect a payment with escrow and decide what happens next from one account. Keep the asset, swap it, withdraw on-chain, cash out to an eligible IBAN or load a virtual card.

Receive and manage supported cryptoProtect direct deals with escrowMove funds to a wallet, bank account or virtual card

Built for deals between real people

Fundscrow connects everyday crypto tasks that often happen across separate services. Start with the situation you have now, then choose the route that fits once the funds reach your balance.

Get paid in crypto

Receive supported crypto on-chain or through a completed escrow deal. Keep the original asset or swap it before your next move.

Move earnings to a bank

Swap eligible assets when needed, then request a cash-out to an eligible personal or company IBAN.

Protect freelance work

Use escrow for a project and release payment after the agreed work is delivered. Milestones can make larger projects easier to manage.

Separate projects and goals

Create named wallets for different clients, projects or personal goals, so each balance is easier to follow.

Buy or sell directly

Use escrow when trading goods, services or supported digital assets with another person. The funds remain held while the deal is active.

Spend through a virtual card

Load a virtual card from supported USDT and use it where accepted, including through Apple Pay or Google Pay where supported.

Receive first, decide what comes next

Receive crypto today and choose later whether to hold, swap, protect a deal, withdraw, cash out or spend.

  1. 1

    Bring funds in

    Receive crypto through an on-chain deposit, buy supported crypto through on-ramp or receive funds released from escrow.

  2. 2

    Use your balance

    Hold the asset, swap it or place it in a new escrow deal.

  3. 3

    Choose an exit

    Withdraw supported crypto on-chain, use off-ramp to IBAN or load a virtual card.

  4. 4

    Confirm with the details shown

    Review the relevant rate, fee, network and amount before completing the action.

A clearer way to handle direct payments

In an escrow deal, Fundscrow holds the crypto while the transaction is active. The seller can see that the payment has been funded, while the buyer does not release it before receiving what was agreed.

If the deal has several stages, milestone payments let the parties release part of the total after each completed step. When there is a disagreement, either party can open a dispute and provide evidence while the funds remain held during review.

Everything around the transaction

  1. 1

    Hold supported assets

    Keep USDT, USDC, BTC, ETH, XLM and XMR in your Fundscrow balance. Supported networks depend on the asset and feature.

  2. 2

    Swap inside your balance

    Convert one supported asset into another and see the rate, fee and amount you receive before confirming.

  3. 3

    Withdraw on-chain

    Send supported crypto from Fundscrow to an external wallet using the relevant asset and network.

  4. 4

    Cash out to an IBAN

    Convert eligible crypto and request a bank transfer to an eligible personal or company IBAN when that account fits the payment.

  5. 5

    Load a virtual card

    Swap or hold supported USDT, load your virtual card and use it where accepted, subject to programme terms and applicable limits.

Clear mechanics, not vague promisesChoose. Review. Swap.

Escrow controls

Neither party can take held funds alone while the deal remains active.

Disputes

Either party can open a dispute and provide evidence.

Two-factor authentication

Sensitive account actions can require a second confirmation.

AML and KYT screening

Supported deposits are checked before they enter the platform flow.

Wallet controls

Hot and cold wallet systems separate day-to-day operations from reserves.

Audit records

Administrative actions are recorded for operational review.

Choose the route that fits

Escrow

Protect a direct deal with full or milestone payments

Deposit on-chain

Move supported crypto into your Fundscrow balance

Swap

Convert supported assets inside Fundscrow

Off-ramp to IBAN

Convert eligible crypto and request a bank transfer

Virtual card

Load supported USDT and spend through a card

FAQ

Start with the money you need to move

Receive crypto, protect a direct payment or bring supported assets into your balance. From there, choose whether to hold, swap, withdraw, cash out or load a virtual card.