Fast, low-cost, and ready to move

Hold XLM on Stellar, run a deal, swap it, buy it with euros, or cash out to your bank. Quick transfers, tiny fees, one account.

Cash out XLM

Type

Native coin of Stellar

Live since

2014

Built for

Fast, low-cost payments

Networks

Stellar

Best for

Seconds

What is XLM?

XLM (Lumens) is the native coin of the Stellar network, a chain built for moving money quickly and cheaply.

Transfers settle in seconds
and cost a tiny fraction of a cent

which makes XLM handy for sending value around without heavy fees. Stellar has been running since 2014.

Built for speed,
light on fees

Stellar settles transfers in seconds for a tiny fee, so moving XLM does not eat into what you hold. Any Fundscrow fee is always shown before you confirm.

The Stellar network

01
Network. Stellar
02
Settlement. Seconds
03
Network fee. A fraction of a cent, paid to the network
04
What arrives. Send XLM to a Stellar address, it arrives as XLM

Run an XLM deal in escrow

Lock the funds so neither side can walk off.

Step 1
Lock XLM into the deal
It sits in escrow, not with the buyer or the seller.
Step 2
Both sides do their part
The seller delivers and the buyer checks.
Step 3
Funds release on confirmation
If it goes wrong, open a dispute and an admin reviews both sides and decides.

Start an escrow deal

Use it for P2P trades, freelance work, or any deal where you would rather not trust a stranger on their word.

Move your XLM

Buy XLM

Buy XLM with money from your own Fundscrow account in EUR, GBP or USD. It lands in your wallet.

Buy XLM

Out to your bank

Sell XLM into your own EUR, GBP or USD account, then send the money to a bank in many countries. Transfers inside Europe take 1 to 3 business days. Needs a one-time verification.